Call reports 2022
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2022
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,101,641,000 | 3,935,767,000 | 3,875,120,000 | 3,944,563,000 |
| Total loans | 1,489,936,000 | 1,526,139,000 | 1,613,570,000 | 1,683,992,000 |
| Allowance for loan losses | 23,426,000 | 23,426,000 | 25,446,000 | 27,466,000 |
| Securities available for sale | 1,691,012,000 | 1,592,527,000 | 1,432,767,000 | 1,423,710,000 |
| Securities held to maturity | 168,585,000 | 228,127,000 | 230,791,000 | 228,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,655,865,000 | 3,521,242,000 | 3,515,012,000 | 3,410,835,000 |
| Interest-bearing deposits | 1,010,335,000 | 1,016,166,000 | 1,069,301,000 | 1,062,752,000 |
| Noninterest-bearing deposits | 2,645,530,000 | 2,505,076,000 | 2,445,711,000 | 2,348,083,000 |
| Equity capital | 230,557,000 | 178,299,000 | 96,887,000 | 119,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 22,788,000 | 48,776,000 | 76,379,000 | 106,720,000 |
| Interest expense | 431,000 | 1,045,000 | 2,248,000 | 4,674,000 |
| Net interest income | 22,357,000 | 47,731,000 | 74,131,000 | 102,046,000 |
| Noninterest income | 78,546,000 | 161,987,000 | 244,297,000 | 323,649,000 |
| Noninterest expense | 85,782,000 | 175,565,000 | 264,458,000 | 352,929,000 |
| Provision for loan losses | 3,849,000 | 8,168,000 | 15,245,000 | 22,260,000 |
| Pretax income | 11,215,000 | 25,942,000 | 38,528,000 | 50,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,215,000 | 25,942,000 | 38,528,000 | 50,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 338,727,000 | 353,454,000 | 350,040,000 | 354,823,000 |
| Total capital | 359,569,000 | 372,560,000 | 369,932,000 | 376,981,000 |
| Risk-weighted assets | 1,643,923,000 | 1,505,070,000 | 1,565,886,000 | 1,745,151,000 |