Call reports 2021
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2021
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,889,580,000 | 3,737,692,000 | 3,789,942,000 | 3,832,697,000 |
| Total loans | 1,361,357,000 | 1,406,035,000 | 1,407,708,000 | 1,482,884,000 |
| Allowance for loan losses | 23,289,000 | 23,566,000 | 23,424,000 | 23,426,000 |
| Securities available for sale | 1,671,818,000 | 1,790,776,000 | 1,737,645,000 | 1,780,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 35,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,485,629,000 | 3,292,969,000 | 3,344,451,000 | 3,283,620,000 |
| Interest-bearing deposits | 903,492,000 | 933,828,000 | 955,290,000 | 974,099,000 |
| Noninterest-bearing deposits | 2,582,137,000 | 2,359,141,000 | 2,389,161,000 | 2,309,521,000 |
| Equity capital | 284,717,000 | 330,653,000 | 332,339,000 | 330,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 20,873,000 | 43,268,000 | 64,951,000 | 87,568,000 |
| Interest expense | 368,000 | 753,000 | 1,100,000 | 1,482,000 |
| Net interest income | 20,505,000 | 42,515,000 | 63,851,000 | 86,086,000 |
| Noninterest income | 84,886,000 | 172,279,000 | 258,889,000 | 347,810,000 |
| Noninterest expense | 93,520,000 | 185,212,000 | 275,146,000 | 366,621,000 |
| Provision for loan losses | 1,450,000 | 4,166,000 | 7,789,000 | 11,959,000 |
| Pretax income | 10,397,000 | 25,372,000 | 39,755,000 | 55,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,397,000 | 25,372,000 | 39,755,000 | 55,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 277,155,000 | 304,630,000 | 319,013,000 | 327,512,000 |
| Total capital | 293,301,000 | 321,169,000 | 336,423,000 | 345,758,000 |
| Risk-weighted assets | 1,268,362,000 | 1,299,549,000 | 1,369,414,000 | 1,436,235,000 |