Call reports 2020
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2020
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,318,660,000 | 2,690,723,000 | 2,717,278,000 | 3,092,918,000 |
| Total loans | 1,130,076,000 | 1,280,377,000 | 1,359,238,000 | 1,399,728,000 |
| Allowance for loan losses | 16,597,000 | 19,505,000 | 20,208,000 | 21,596,000 |
| Securities available for sale | 657,664,000 | 905,542,000 | 978,811,000 | 1,146,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,011,287,000 | 2,358,103,000 | 2,346,449,000 | 2,670,455,000 |
| Interest-bearing deposits | 585,894,000 | 589,216,000 | 627,794,000 | 813,396,000 |
| Noninterest-bearing deposits | 1,425,393,000 | 1,768,887,000 | 1,718,655,000 | 1,857,059,000 |
| Equity capital | 210,913,000 | 227,940,000 | 263,956,000 | 306,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,569,000 | 36,370,000 | 54,002,000 | 78,924,000 |
| Interest expense | 861,000 | 1,159,000 | 1,435,000 | 2,118,000 |
| Net interest income | 15,708,000 | 35,211,000 | 52,567,000 | 76,806,000 |
| Noninterest income | 73,751,000 | 145,404,000 | 225,426,000 | 309,919,000 |
| Noninterest expense | 76,887,000 | 155,214,000 | 239,951,000 | 332,847,000 |
| Provision for loan losses | 4,392,000 | 8,945,000 | 12,759,000 | 18,253,000 |
| Pretax income | 8,252,000 | 16,538,000 | 25,368,000 | 35,738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,252,000 | 16,538,000 | 25,368,000 | 35,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,491,000 | 195,777,000 | 229,607,000 | 264,758,000 |
| Total capital | 198,323,000 | 207,914,000 | 243,180,000 | 279,728,000 |
| Risk-weighted assets | 849,932,000 | 951,437,000 | 1,065,621,000 | 1,176,013,000 |