Call reports 2019
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2019
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,120,820,000 | 2,068,764,000 | 2,033,120,000 | 2,179,218,000 |
| Total loans | 958,696,000 | 1,024,839,000 | 1,073,743,000 | 1,154,598,000 |
| Allowance for loan losses | 13,121,000 | 13,915,000 | 15,120,000 | 16,576,000 |
| Securities available for sale | 601,929,000 | 608,366,000 | 613,818,000 | 590,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,843,716,000 | 1,775,369,000 | 1,735,187,000 | 1,745,387,000 |
| Interest-bearing deposits | 551,908,000 | 552,938,000 | 557,263,000 | 571,084,000 |
| Noninterest-bearing deposits | 1,291,808,000 | 1,222,431,000 | 1,177,924,000 | 1,174,303,000 |
| Equity capital | 174,231,000 | 188,444,000 | 192,667,000 | 188,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,672,000 | 32,537,000 | 49,548,000 | 66,394,000 |
| Interest expense | 886,000 | 1,663,000 | 2,477,000 | 3,265,000 |
| Net interest income | 14,786,000 | 30,874,000 | 47,071,000 | 63,129,000 |
| Noninterest income | 70,820,000 | 145,036,000 | 221,673,000 | 296,437,000 |
| Noninterest expense | 72,531,000 | 148,372,000 | 224,517,000 | 299,754,000 |
| Provision for loan losses | 4,024,000 | 8,800,000 | 15,155,000 | 22,022,000 |
| Pretax income | 9,049,000 | 18,789,000 | 29,132,000 | 37,851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,049,000 | 18,789,000 | 29,132,000 | 37,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,894,000 | 181,151,000 | 181,503,000 | 179,216,000 |
| Total capital | 184,354,000 | 191,495,000 | 191,610,000 | 190,027,000 |
| Risk-weighted assets | 743,681,000 | 813,632,000 | 793,402,000 | 848,334,000 |