Call reports 2018
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2018
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,888,591,000 | 1,848,064,000 | 1,834,758,000 | 1,874,272,000 |
| Total loans | 808,083,000 | 865,259,000 | 925,521,000 | 961,687,000 |
| Allowance for loan losses | 11,002,000 | 11,545,000 | 12,285,000 | 13,108,000 |
| Securities available for sale | 619,655,000 | 642,708,000 | 612,380,000 | 613,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,659,931,000 | 1,608,741,000 | 1,589,116,000 | 1,591,776,000 |
| Interest-bearing deposits | 481,544,000 | 488,541,000 | 484,401,000 | 532,211,000 |
| Noninterest-bearing deposits | 1,178,387,000 | 1,120,200,000 | 1,104,715,000 | 1,059,565,000 |
| Equity capital | 145,593,000 | 149,716,000 | 147,241,000 | 157,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,378,000 | 26,112,000 | 40,360,000 | 55,599,000 |
| Interest expense | 529,000 | 1,111,000 | 1,781,000 | 2,564,000 |
| Net interest income | 11,849,000 | 25,001,000 | 38,579,000 | 53,035,000 |
| Noninterest income | 68,106,000 | 138,401,000 | 210,004,000 | 281,160,000 |
| Noninterest expense | 68,144,000 | 141,142,000 | 213,875,000 | 285,476,000 |
| Provision for loan losses | 4,349,000 | 8,446,000 | 13,806,000 | 19,561,000 |
| Pretax income | 7,456,000 | 13,809,000 | 20,888,000 | 29,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,456,000 | 13,809,000 | 20,888,000 | 29,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,099,000 | 162,442,000 | 164,263,000 | 165,830,000 |
| Total capital | 164,235,000 | 171,078,000 | 173,704,000 | 175,409,000 |
| Risk-weighted assets | 639,846,000 | 679,305,000 | 743,005,000 | 753,232,000 |