Call reports 2017
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2017
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,742,042,000 | 1,716,250,000 | 1,672,096,000 | 1,689,129,000 |
| Total loans | 608,327,000 | 646,317,000 | 696,610,000 | 772,019,000 |
| Allowance for loan losses | 8,378,000 | 9,571,000 | 10,380,000 | 10,801,000 |
| Securities available for sale | 548,502,000 | 552,309,000 | 607,762,000 | 620,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,530,943,000 | 1,500,670,000 | 1,447,087,000 | 1,434,294,000 |
| Interest-bearing deposits | 437,185,000 | 444,988,000 | 449,685,000 | 459,250,000 |
| Noninterest-bearing deposits | 1,093,758,000 | 1,055,682,000 | 997,402,000 | 975,044,000 |
| Equity capital | 134,836,000 | 143,818,000 | 149,384,000 | 146,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,858,000 | 20,365,000 | 32,414,000 | 44,092,000 |
| Interest expense | 279,000 | 655,000 | 1,092,000 | 1,573,000 |
| Net interest income | 9,579,000 | 19,710,000 | 31,322,000 | 42,519,000 |
| Noninterest income | 63,637,000 | 130,717,000 | 198,323,000 | 267,331,000 |
| Noninterest expense | 65,014,000 | 130,580,000 | 198,529,000 | 264,873,000 |
| Provision for loan losses | 3,910,000 | 9,106,000 | 14,958,000 | 20,515,000 |
| Pretax income | 4,292,000 | 10,620,000 | 16,036,000 | 24,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,292,000 | 10,620,000 | 16,036,000 | 24,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,612,000 | 141,948,000 | 147,365,000 | 148,662,000 |
| Total capital | 141,962,000 | 148,733,000 | 154,521,000 | 156,590,000 |
| Risk-weighted assets | 499,597,000 | 533,205,000 | 562,073,000 | 623,465,000 |