Call reports 2016
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2016
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,612,951,000 | 1,581,601,000 | 1,528,542,000 | 1,507,934,000 |
| Total loans | 519,811,000 | 548,900,000 | 583,678,000 | 602,849,000 |
| Allowance for loan losses | 7,839,000 | 7,734,000 | 8,242,000 | 8,666,000 |
| Securities available for sale | 604,246,000 | 632,652,000 | 595,471,000 | 558,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,424,636,000 | 1,374,999,000 | 1,330,060,000 | 1,316,940,000 |
| Interest-bearing deposits | 417,035,000 | 417,754,000 | 417,963,000 | 418,751,000 |
| Noninterest-bearing deposits | 1,007,601,000 | 957,245,000 | 912,097,000 | 898,189,000 |
| Equity capital | 131,449,000 | 138,914,000 | 140,102,000 | 128,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,922,000 | 18,162,000 | 27,837,000 | 37,519,000 |
| Interest expense | 229,000 | 459,000 | 684,000 | 922,000 |
| Net interest income | 8,693,000 | 17,703,000 | 27,153,000 | 36,597,000 |
| Noninterest income | 60,840,000 | 124,638,000 | 189,372,000 | 252,682,000 |
| Noninterest expense | 63,029,000 | 127,667,000 | 191,898,000 | 255,236,000 |
| Provision for loan losses | 3,081,000 | 7,136,000 | 13,017,000 | 19,041,000 |
| Pretax income | 3,434,000 | 7,551,000 | 11,641,000 | 15,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,434,000 | 7,551,000 | 11,641,000 | 15,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,754,000 | 123,872,000 | 127,961,000 | 131,321,000 |
| Total capital | 125,974,000 | 130,571,000 | 134,886,000 | 138,162,000 |
| Risk-weighted assets | 489,754,000 | 528,169,000 | 545,758,000 | 538,645,000 |