Call reports 2015
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2015
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,405,464,000 | 1,343,933,000 | 1,353,521,000 | 1,412,242,000 |
| Total loans | 411,095,000 | 442,019,000 | 470,185,000 | 499,273,000 |
| Allowance for loan losses | 8,221,000 | 8,305,000 | 8,251,000 | 8,320,000 |
| Securities available for sale | 624,471,000 | 662,483,000 | 639,237,000 | 621,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,242,383,000 | 1,180,890,000 | 1,181,277,000 | 1,226,818,000 |
| Interest-bearing deposits | 404,032,000 | 416,177,000 | 418,953,000 | 408,996,000 |
| Noninterest-bearing deposits | 838,351,000 | 764,713,000 | 762,324,000 | 817,822,000 |
| Equity capital | 112,551,000 | 111,405,000 | 120,226,000 | 121,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,141,000 | 16,424,000 | 25,138,000 | 34,216,000 |
| Interest expense | 212,000 | 421,000 | 624,000 | 815,000 |
| Net interest income | 7,929,000 | 16,003,000 | 24,514,000 | 33,401,000 |
| Noninterest income | 58,523,000 | 120,393,000 | 182,710,000 | 243,650,000 |
| Noninterest expense | 61,910,000 | 122,227,000 | 183,953,000 | 245,647,000 |
| Provision for loan losses | 2,830,000 | 7,501,000 | 13,296,000 | 18,827,000 |
| Pretax income | 2,064,000 | 7,020,000 | 10,336,000 | 12,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,064,000 | 7,020,000 | 10,336,000 | 12,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,444,000 | 110,390,000 | 113,716,000 | 116,308,000 |
| Total capital | 110,632,000 | 116,057,000 | 119,516,000 | 122,253,000 |
| Risk-weighted assets | 429,865,000 | 444,993,000 | 455,912,000 | 467,634,000 |