Call reports 2013
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2013
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,220,690,000 | 1,180,680,000 | 1,136,502,000 | 1,138,264,000 |
| Total loans | 284,421,000 | 315,089,000 | 335,793,000 | 348,014,000 |
| Allowance for loan losses | 9,912,000 | 10,193,000 | 10,560,000 | 10,753,000 |
| Securities available for sale | 644,416,000 | 646,980,000 | 599,361,000 | 577,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,084,423,000 | 1,054,150,000 | 1,006,956,000 | 1,009,341,000 |
| Interest-bearing deposits | 397,175,000 | 400,711,000 | 398,509,000 | 406,624,000 |
| Noninterest-bearing deposits | 687,248,000 | 653,439,000 | 608,447,000 | 602,717,000 |
| Equity capital | 96,665,000 | 88,062,000 | 86,824,000 | 81,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,459,000 | 15,568,000 | 23,940,000 | 32,835,000 |
| Interest expense | 264,000 | 523,000 | 779,000 | 1,024,000 |
| Net interest income | 7,195,000 | 15,045,000 | 23,161,000 | 31,811,000 |
| Noninterest income | 58,733,000 | 120,782,000 | 182,683,000 | 242,920,000 |
| Noninterest expense | 62,522,000 | 125,924,000 | 190,713,000 | 254,664,000 |
| Provision for loan losses | 1,093,000 | 2,771,000 | 5,138,000 | 7,221,000 |
| Pretax income | 2,367,000 | 7,433,000 | 10,306,000 | 13,161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,367,000 | 7,433,000 | 10,306,000 | 13,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,625,000 | 83,680,000 | 84,483,000 | 86,670,000 |
| Total capital | 82,996,000 | 88,163,000 | 89,017,000 | 91,499,000 |
| Risk-weighted assets | 344,115,000 | 352,892,000 | 356,521,000 | 380,358,000 |