Call reports 2012
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2012
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,077,395,000 | 1,026,799,000 | 1,056,348,000 | 1,030,419,000 |
| Total loans | 192,021,000 | 199,340,000 | 220,602,000 | 262,841,000 |
| Allowance for loan losses | 3,463,000 | 3,640,000 | 3,693,000 | 10,045,000 |
| Securities available for sale | 699,098,000 | 666,594,000 | 629,607,000 | 588,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,535,000 | 896,472,000 | 927,471,000 | 903,263,000 |
| Interest-bearing deposits | 388,944,000 | 393,450,000 | 392,313,000 | 378,877,000 |
| Noninterest-bearing deposits | 561,591,000 | 503,022,000 | 535,158,000 | 524,386,000 |
| Equity capital | 93,783,000 | 98,176,000 | 96,128,000 | 93,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,555,000 | 15,179,000 | 22,665,000 | 31,446,000 |
| Interest expense | 346,000 | 682,000 | 992,000 | 1,280,000 |
| Net interest income | 7,209,000 | 14,497,000 | 21,673,000 | 30,166,000 |
| Noninterest income | 51,420,000 | 108,991,000 | 166,383,000 | 223,927,000 |
| Noninterest expense | 55,758,000 | 114,513,000 | 174,256,000 | 235,249,000 |
| Provision for loan losses | 722,000 | 1,927,000 | 3,568,000 | 7,422,000 |
| Pretax income | 2,149,000 | 7,048,000 | 10,232,000 | 12,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,149,000 | 7,048,000 | 10,232,000 | 12,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,854,000 | 78,463,000 | 75,464,000 | 76,258,000 |
| Total capital | 78,317,000 | 82,102,000 | 79,157,000 | 80,522,000 |
| Risk-weighted assets | 306,676,000 | 308,827,000 | 349,038,000 | 354,364,000 |