Call reports 2019
FRANKLIN SYNERGY BANK — 2019
What FRANKLIN SYNERGY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,235,250,000 | 4,067,711,000 | 3,813,303,000 | 3,890,265,000 |
| Total loans | 2,829,107,000 | 2,907,526,000 | 2,852,803,000 | 2,855,607,000 |
| Allowance for loan losses | 27,857,000 | 27,443,000 | 26,474,000 | 45,436,000 |
| Securities available for sale | 799,301,000 | 715,132,000 | 612,371,000 | 652,132,000 |
| Securities held to maturity | 118,831,000 | 118,963,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,319,823,000 | 3,147,698,000 | 3,062,741,000 | 3,211,209,000 |
| Interest-bearing deposits | 3,010,906,000 | 2,811,718,000 | 2,715,509,000 | 2,888,211,000 |
| Noninterest-bearing deposits | 308,918,000 | 335,980,000 | 347,232,000 | 322,998,000 |
| Equity capital | 439,747,000 | 451,380,000 | 465,184,000 | 463,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 47,499,000 | 94,930,000 | 141,439,000 | 184,604,000 |
| Interest expense | 19,021,000 | 38,026,000 | 55,214,000 | 69,205,000 |
| Net interest income | 28,478,000 | 56,904,000 | 86,225,000 | 115,399,000 |
| Noninterest income | 3,337,000 | 7,892,000 | 11,186,000 | 15,726,000 |
| Noninterest expense | 19,276,000 | 37,770,000 | 55,742,000 | 76,043,000 |
| Provision for loan losses | 5,055,000 | 12,086,000 | 13,086,000 | 32,047,000 |
| Pretax income | 7,633,000 | 15,457,000 | 30,592,000 | 25,078,000 |
| Income tax | 1,461,000 | 2,707,000 | 5,365,000 | 3,026,000 |
| Net income | 6,172,000 | 12,742,000 | 25,219,000 | 22,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 425,528,000 | 433,574,000 | 444,892,000 | 441,348,000 |
| Total capital | 453,469,000 | 461,102,000 | 471,450,000 | 482,183,000 |
| Risk-weighted assets | 3,263,757,000 | 3,361,171,000 | 3,234,923,000 | 3,255,363,000 |