Call reports 2018
FRANKLIN SYNERGY BANK — 2018
What FRANKLIN SYNERGY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,080,827,000 | 4,162,481,000 | 4,165,294,000 | 4,242,209,000 |
| Total loans | 2,322,890,000 | 2,488,861,000 | 2,564,684,000 | 2,676,502,000 |
| Allowance for loan losses | 21,738,000 | 22,341,000 | 22,479,000 | 23,451,000 |
| Securities available for sale | 1,186,421,000 | 1,148,678,000 | 1,115,187,000 | 1,030,668,000 |
| Securities held to maturity | 213,382,000 | 209,239,000 | 204,586,000 | 121,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,359,367,000 | 3,400,686,000 | 3,374,398,000 | 3,435,172,000 |
| Interest-bearing deposits | 3,056,650,000 | 3,089,327,000 | 3,050,443,000 | 3,141,227,000 |
| Noninterest-bearing deposits | 302,717,000 | 311,359,000 | 323,955,000 | 293,945,000 |
| Equity capital | 359,839,000 | 402,849,000 | 410,042,000 | 426,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 38,035,000 | 80,161,000 | 123,863,000 | 169,895,000 |
| Interest expense | 11,850,000 | 25,998,000 | 42,071,000 | 60,113,000 |
| Net interest income | 26,185,000 | 54,163,000 | 81,792,000 | 109,782,000 |
| Noninterest income | 3,457,000 | 7,602,000 | 11,045,000 | 14,822,000 |
| Noninterest expense | 15,052,000 | 32,274,000 | 50,101,000 | 69,928,000 |
| Provision for loan losses | 573,000 | 1,143,000 | 1,279,000 | 2,254,000 |
| Pretax income | 14,017,000 | 28,349,000 | 41,457,000 | 48,262,000 |
| Income tax | 2,941,000 | 5,692,000 | 7,225,000 | 8,133,000 |
| Net income | 11,076,000 | 22,649,000 | 34,224,000 | 40,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 365,295,000 | 401,965,000 | 413,850,000 | 421,335,000 |
| Total capital | 387,126,000 | 424,400,000 | 436,423,000 | 444,871,000 |
| Risk-weighted assets | 2,701,689,000 | 2,853,280,000 | 2,940,105,000 | 3,013,631,000 |