Call reports 2017
FRANKLIN SYNERGY BANK — 2017
What FRANKLIN SYNERGY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,456,804,000 | 3,441,215,000 | 3,562,846,000 | 3,840,063,000 |
| Total loans | 1,962,397,000 | 2,023,678,000 | 2,127,754,000 | 2,268,632,000 |
| Allowance for loan losses | 18,105,000 | 18,689,000 | 19,944,000 | 21,247,000 |
| Securities available for sale | 1,073,293,000 | 1,021,051,000 | 980,737,000 | 999,882,000 |
| Securities held to maturity | 226,056,000 | 222,354,000 | 217,312,000 | 214,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,820,251,000 | 2,759,761,000 | 2,830,654,000 | 3,173,186,000 |
| Interest-bearing deposits | 2,577,107,000 | 2,499,422,000 | 2,567,649,000 | 2,895,056,000 |
| Noninterest-bearing deposits | 243,144,000 | 260,339,000 | 263,005,000 | 278,130,000 |
| Equity capital | 333,300,000 | 347,459,000 | 357,633,000 | 358,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 30,535,000 | 63,539,000 | 97,313,000 | 132,427,000 |
| Interest expense | 5,825,000 | 13,283,000 | 21,656,000 | 31,085,000 |
| Net interest income | 24,710,000 | 50,256,000 | 75,657,000 | 101,342,000 |
| Noninterest income | 4,007,000 | 7,767,000 | 10,987,000 | 13,826,000 |
| Noninterest expense | 13,948,000 | 28,828,000 | 43,656,000 | 59,116,000 |
| Provision for loan losses | 1,855,000 | 2,428,000 | 3,018,000 | 4,313,000 |
| Pretax income | 12,914,000 | 26,887,000 | 40,440,000 | 52,635,000 |
| Income tax | 4,212,000 | 8,524,000 | 12,342,000 | 21,195,000 |
| Net income | 8,702,000 | 18,355,000 | 28,090,000 | 31,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 327,134,000 | 337,486,000 | 347,043,000 | 353,512,000 |
| Total capital | 345,332,000 | 356,267,000 | 367,079,000 | 374,851,000 |
| Risk-weighted assets | 2,375,907,000 | 2,393,751,000 | 2,497,377,000 | 2,633,075,000 |