Call reports 2016
FRANKLIN SYNERGY BANK — 2016
What FRANKLIN SYNERGY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,298,608,000 | 2,609,953,000 | 2,704,677,000 | 2,945,356,000 |
| Total loans | 1,433,624,000 | 1,567,536,000 | 1,680,877,000 | 1,797,290,000 |
| Allowance for loan losses | 12,676,000 | 14,253,000 | 15,590,000 | 16,553,000 |
| Securities available for sale | 589,273,000 | 676,875,000 | 670,756,000 | 754,755,000 |
| Securities held to maturity | 157,507,000 | 232,656,000 | 235,050,000 | 228,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,954,394,000 | 2,251,224,000 | 2,220,492,000 | 2,396,184,000 |
| Interest-bearing deposits | 1,752,412,000 | 2,020,701,000 | 1,985,836,000 | 2,158,038,000 |
| Noninterest-bearing deposits | 201,981,000 | 230,523,000 | 234,656,000 | 238,146,000 |
| Equity capital | 229,187,000 | 260,614,000 | 265,414,000 | 325,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,559,000 | 46,843,000 | 72,565,000 | 99,901,000 |
| Interest expense | 3,272,000 | 6,899,000 | 10,865,000 | 15,421,000 |
| Net interest income | 19,287,000 | 39,944,000 | 61,700,000 | 84,480,000 |
| Noninterest income | 2,776,000 | 6,605,000 | 11,052,000 | 12,968,000 |
| Noninterest expense | 11,139,000 | 23,557,000 | 36,982,000 | 50,239,000 |
| Provision for loan losses | 1,136,000 | 2,703,000 | 4,096,000 | 5,241,000 |
| Pretax income | 10,098,000 | 21,394,000 | 33,208,000 | 44,139,000 |
| Income tax | 3,460,000 | 7,134,000 | 11,141,000 | 14,064,000 |
| Net income | 6,638,000 | 14,260,000 | 22,067,000 | 30,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,413,000 | 236,538,000 | 243,995,000 | 319,005,000 |
| Total capital | 221,089,000 | 250,791,000 | 259,585,000 | 335,650,000 |
| Risk-weighted assets | 1,782,933,000 | 1,954,114,000 | 2,073,652,000 | 2,249,240,000 |