Call reports 2015
FRANKLIN SYNERGY BANK — 2015
What FRANKLIN SYNERGY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,509,316,000 | 1,766,616,000 | 2,002,391,000 | 2,165,892,000 |
| Total loans | 897,001,000 | 979,032,000 | 1,138,492,000 | 1,317,905,000 |
| Allowance for loan losses | 7,308,000 | 8,016,000 | 9,744,000 | 11,587,000 |
| Securities available for sale | 456,520,000 | 635,184,000 | 624,420,000 | 575,838,000 |
| Securities held to maturity | 50,650,000 | 46,815,000 | 132,134,000 | 158,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,284,792,000 | 1,504,574,000 | 1,717,277,000 | 1,815,952,000 |
| Interest-bearing deposits | 1,115,540,000 | 1,325,138,000 | 1,537,142,000 | 1,637,298,000 |
| Noninterest-bearing deposits | 169,252,000 | 179,436,000 | 180,135,000 | 178,655,000 |
| Equity capital | 165,287,000 | 164,651,000 | 184,954,000 | 186,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,926,000 | 29,339,000 | 48,640,000 | 68,722,000 |
| Interest expense | 1,769,000 | 3,854,000 | 6,420,000 | 9,306,000 |
| Net interest income | 12,157,000 | 25,485,000 | 42,220,000 | 59,416,000 |
| Noninterest income | 3,163,000 | 5,987,000 | 9,759,000 | 12,020,000 |
| Noninterest expense | 9,787,000 | 19,953,000 | 30,472,000 | 40,368,000 |
| Provision for loan losses | 625,000 | 1,430,000 | 3,154,000 | 5,030,000 |
| Pretax income | 5,323,000 | 10,613,000 | 18,882,000 | 26,871,000 |
| Income tax | 2,065,000 | 3,921,000 | 6,849,000 | 9,710,000 |
| Net income | 3,258,000 | 6,692,000 | 12,033,000 | 17,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,865,000 | 150,511,000 | 166,116,000 | 172,205,000 |
| Total capital | 153,173,000 | 158,527,000 | 175,860,000 | 183,792,000 |
| Risk-weighted assets | 1,064,317,000 | 1,244,016,000 | 1,465,493,000 | 1,661,596,000 |