Call reports 2013
FRANKLIN SYNERGY BANK — 2013
What FRANKLIN SYNERGY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 608,911,000 | 617,819,000 | 659,540,000 | 795,998,000 |
| Total loans | 324,834,000 | 347,065,000 | 387,428,000 | 431,998,000 |
| Allowance for loan losses | 4,063,000 | 4,279,000 | 4,432,000 | 4,900,000 |
| Securities available for sale | 205,156,000 | 191,352,000 | 188,092,000 | 268,515,000 |
| Securities held to maturity | 42,876,000 | 42,644,000 | 49,133,000 | 56,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,776,000 | 536,243,000 | 525,983,000 | 682,033,000 |
| Interest-bearing deposits | 488,593,000 | 471,098,000 | 462,718,000 | 628,614,000 |
| Noninterest-bearing deposits | 48,183,000 | 65,145,000 | 63,265,000 | 53,419,000 |
| Equity capital | 51,279,000 | 49,814,000 | 61,393,000 | 63,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,405,000 | 11,223,000 | 17,551,000 | 24,982,000 |
| Interest expense | 991,000 | 1,941,000 | 2,894,000 | 3,937,000 |
| Net interest income | 4,414,000 | 9,282,000 | 14,657,000 | 21,045,000 |
| Noninterest income | 1,883,000 | 3,445,000 | 4,837,000 | 5,866,000 |
| Noninterest expense | 4,694,000 | 8,939,000 | 13,663,000 | 18,170,000 |
| Provision for loan losses | 50,000 | 232,000 | 457,000 | 907,000 |
| Pretax income | 1,603,000 | 3,634,000 | 5,452,000 | 7,922,000 |
| Income tax | 601,000 | 1,375,000 | 2,066,000 | 2,937,000 |
| Net income | 1,002,000 | 2,259,000 | 3,386,000 | 4,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,195,000 | 51,735,000 | 62,799,000 | 68,405,000 |
| Total capital | 54,258,000 | 56,014,000 | 67,231,000 | 73,305,000 |
| Risk-weighted assets | 372,921,000 | 400,078,000 | 440,198,000 | 502,394,000 |