Call reports 2015
UNITED COMMUNITY BANK — 2015
What UNITED COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 47,152,000 |
| Total loans | 24,585,000 |
| Allowance for loan losses | 265,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 9,975,000 |
| Trading assets | 0 |
| Total deposits | 42,911,000 |
| Interest-bearing deposits | 36,937,000 |
| Noninterest-bearing deposits | 5,974,000 |
| Equity capital | 4,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 357,000 |
| Interest expense | 34,000 |
| Net interest income | 323,000 |
| Noninterest income | 45,000 |
| Noninterest expense | 311,000 |
| Provision for loan losses | 0 |
| Pretax income | 57,000 |
| Income tax | 0 |
| Net income | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 4,072,000 |
| Total capital | 4,337,000 |
| Risk-weighted assets | 26,014,000 |