Call reports 2014
UNITED COMMUNITY BANK — 2014
What UNITED COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 46,525,000 | 45,980,000 | 43,873,000 | 44,806,000 |
| Total loans | 26,369,000 | 26,443,000 | 27,029,000 | 26,369,000 |
| Allowance for loan losses | 267,000 | 265,000 | 265,000 | 265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,837,000 | 6,955,000 | 7,952,000 | 7,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,487,000 | 41,903,000 | 39,831,000 | 40,711,000 |
| Interest-bearing deposits | 37,211,000 | 36,496,000 | 34,618,000 | 35,243,000 |
| Noninterest-bearing deposits | 5,276,000 | 5,407,000 | 5,213,000 | 5,468,000 |
| Equity capital | 3,973,000 | 4,004,000 | 3,983,000 | 4,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 737,000 | 1,112,000 | 1,487,000 |
| Interest expense | 34,000 | 69,000 | 104,000 | 138,000 |
| Net interest income | 331,000 | 668,000 | 1,008,000 | 1,349,000 |
| Noninterest income | 40,000 | 105,000 | 149,000 | 202,000 |
| Noninterest expense | 329,000 | 659,000 | 984,000 | 1,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 114,000 | 173,000 | 236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 114,000 | 173,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,973,000 | 4,004,000 | 3,983,000 | 4,047,000 |
| Total capital | 4,240,000 | 4,269,000 | 4,248,000 | 4,312,000 |
| Risk-weighted assets | 28,022,000 | 28,002,000 | 27,604,000 | 27,061,000 |