Call reports 2012
UNITED COMMUNITY BANK — 2012
What UNITED COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,516,000 | 47,811,000 | 42,743,000 | 41,318,000 |
| Total loans | 27,086,000 | 27,558,000 | 28,546,000 | 28,205,000 |
| Allowance for loan losses | 283,000 | 283,000 | 274,000 | 273,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 766,000 | 765,000 | 976,000 | 1,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,458,000 | 43,783,000 | 38,768,000 | 36,406,000 |
| Interest-bearing deposits | 32,812,000 | 34,783,000 | 31,914,000 | 31,584,000 |
| Noninterest-bearing deposits | 4,646,000 | 9,000,000 | 6,854,000 | 4,822,000 |
| Equity capital | 4,006,000 | 3,957,000 | 3,921,000 | 4,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 831,000 | 1,261,000 | 1,678,000 |
| Interest expense | 46,000 | 91,000 | 131,000 | 169,000 |
| Net interest income | 375,000 | 740,000 | 1,130,000 | 1,509,000 |
| Noninterest income | 54,000 | 99,000 | 146,000 | 198,000 |
| Noninterest expense | 325,000 | 654,000 | 1,027,000 | 1,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 185,000 | 249,000 | 341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 185,000 | 249,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,006,000 | 3,957,000 | 3,921,000 | 4,013,000 |
| Total capital | 4,289,000 | 4,240,000 | 4,195,000 | 4,286,000 |
| Risk-weighted assets | 27,254,000 | 28,551,000 | 28,195,000 | 28,206,000 |