Call reports 2011
UNITED COMMUNITY BANK — 2011
What UNITED COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,259,000 | 39,531,000 | 39,678,000 | 40,263,000 |
| Total loans | 25,233,000 | 26,163,000 | 26,723,000 | 27,774,000 |
| Allowance for loan losses | 239,000 | 254,000 | 269,000 | 283,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,700,000 | 1,700,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,282,000 | 35,559,000 | 35,673,000 | 36,143,000 |
| Interest-bearing deposits | 32,341,000 | 31,405,000 | 30,748,000 | 31,605,000 |
| Noninterest-bearing deposits | 3,941,000 | 4,154,000 | 4,925,000 | 4,538,000 |
| Equity capital | 3,918,000 | 3,917,000 | 3,967,000 | 4,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 826,000 | 1,252,000 | 1,677,000 |
| Interest expense | 66,000 | 124,000 | 174,000 | 223,000 |
| Net interest income | 339,000 | 702,000 | 1,078,000 | 1,454,000 |
| Noninterest income | 45,000 | 98,000 | 151,000 | 198,000 |
| Noninterest expense | 348,000 | 700,000 | 1,063,000 | 1,356,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 36,000 | 85,000 | 136,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 85,000 | 136,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,918,000 | 3,917,000 | 3,967,000 | 4,082,000 |
| Total capital | 4,157,000 | 4,171,000 | 4,236,000 | 4,365,000 |
| Risk-weighted assets | 25,887,000 | 26,334,000 | 26,660,000 | 27,514,000 |