Call reports 2005
UNITED COMMUNITY BANK — 2005
What UNITED COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,326,000 | 40,051,000 | 38,374,000 | 37,774,000 |
| Total loans | 23,924,000 | 24,512,000 | 23,078,000 | 21,590,000 |
| Allowance for loan losses | 289,000 | 292,000 | 280,000 | 283,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,724,000 | 12,216,000 | 11,211,000 | 12,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,946,000 | 35,696,000 | 34,034,000 | 33,412,000 |
| Interest-bearing deposits | 32,845,000 | 32,103,000 | 30,382,000 | 29,712,000 |
| Noninterest-bearing deposits | 3,101,000 | 3,593,000 | 3,652,000 | 3,700,000 |
| Equity capital | 4,295,000 | 4,244,000 | 4,253,000 | 4,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,016,000 | 1,521,000 | 2,059,000 |
| Interest expense | 155,000 | 307,000 | 469,000 | 637,000 |
| Net interest income | 347,000 | 709,000 | 1,052,000 | 1,422,000 |
| Noninterest income | 48,000 | 100,000 | 151,000 | 196,000 |
| Noninterest expense | 290,000 | 600,000 | 907,000 | 1,217,000 |
| Provision for loan losses | 24,000 | 49,000 | 127,000 | 145,000 |
| Pretax income | 81,000 | 160,000 | 169,000 | 256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 160,000 | 169,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,295,000 | 4,244,000 | 4,253,000 | 4,300,000 |
| Total capital | 4,584,000 | 4,536,000 | 4,533,000 | 4,580,000 |
| Risk-weighted assets | 24,618,000 | 24,888,000 | 23,557,000 | 22,364,000 |
Machine access — free, no API key
Every figure shown here about UNITED COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.