Call reports 2026
CHAMBERS STATE BANK — 2026
What CHAMBERS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 88,730,000 | 89,156,000 |
| Total loans | 65,257,000 | 66,086,000 |
| Allowance for loan losses | 638,000 | 639,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 1,800,000 | 1,801,000 |
| Trading assets | 0 | 0 |
| Total deposits | 66,885,000 | 66,674,000 |
| Interest-bearing deposits | 44,087,000 | 45,708,000 |
| Noninterest-bearing deposits | 22,798,000 | 20,966,000 |
| Equity capital | 21,298,000 | 21,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,305,000 | 2,644,000 |
| Interest expense | 231,000 | 485,000 |
| Net interest income | 1,074,000 | 2,159,000 |
| Noninterest income | 24,000 | 44,000 |
| Noninterest expense | 502,000 | 944,000 |
| Provision for loan losses | 100,000 | 100,000 |
| Pretax income | 498,000 | 1,164,000 |
| Income tax | -158,000 | -22,000 |
| Net income | 656,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,298,000 | 21,828,000 |