Call reports 2024
CHAMBERS STATE BANK — 2024
What CHAMBERS STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 79,240,000 | 81,089,000 | 81,000,000 | 82,992,000 |
| Total loans | 60,981,000 | 62,055,000 | 65,333,000 | 62,297,000 |
| Allowance for loan losses | 629,000 | 629,000 | 629,000 | 629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,655,000 | 2,655,000 | 2,655,000 | 2,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,839,000 | 61,142,000 | 59,297,000 | 62,832,000 |
| Interest-bearing deposits | 41,774,000 | 42,864,000 | 42,933,000 | 44,452,000 |
| Noninterest-bearing deposits | 18,065,000 | 18,278,000 | 16,364,000 | 18,380,000 |
| Equity capital | 18,927,000 | 19,339,000 | 19,658,000 | 19,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,338,000 | 3,574,000 | 4,827,000 |
| Interest expense | 222,000 | 463,000 | 722,000 | 998,000 |
| Net interest income | 923,000 | 1,875,000 | 2,852,000 | 3,829,000 |
| Noninterest income | 30,000 | 57,000 | 63,000 | 168,000 |
| Noninterest expense | 441,000 | 877,000 | 1,225,000 | 2,107,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 512,000 | 1,054,000 | 1,689,000 | 1,889,000 |
| Income tax | -38,000 | 91,000 | 408,000 | 409,000 |
| Net income | 550,000 | 963,000 | 1,281,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,927,000 | 19,339,000 | 19,658,000 | 19,457,000 |