Call reports 2023
CHAMBERS STATE BANK — 2023
What CHAMBERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 75,106,000 | 74,588,000 | 76,799,000 | 75,641,000 |
| Total loans | 53,666,000 | 56,903,000 | 60,979,000 | 59,383,000 |
| Allowance for loan losses | 628,000 | 628,000 | 628,000 | 628,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,041,000 | 3,040,000 | 2,790,000 | 2,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,866,000 | 55,966,000 | 57,231,000 | 56,572,000 |
| Interest-bearing deposits | 36,676,000 | 37,465,000 | 40,372,000 | 37,767,000 |
| Noninterest-bearing deposits | 20,190,000 | 18,500,000 | 16,859,000 | 18,805,000 |
| Equity capital | 17,945,000 | 18,230,000 | 18,512,000 | 18,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,860,000 | 2,893,000 | 3,984,000 |
| Interest expense | 90,000 | 217,000 | 381,000 | 592,000 |
| Net interest income | 817,000 | 1,643,000 | 2,512,000 | 3,392,000 |
| Noninterest income | 34,000 | 69,000 | 102,000 | 182,000 |
| Noninterest expense | 401,000 | 863,000 | 1,237,000 | 2,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 849,000 | 1,377,000 | 1,453,000 |
| Income tax | -18,000 | 96,000 | 342,000 | 353,000 |
| Net income | 468,000 | 753,000 | 1,035,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,945,000 | 18,230,000 | 18,512,000 | 18,577,000 |
Machine access — free, no API key
Every figure shown here about CHAMBERS STATE BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.