Call reports 2022
CHAMBERS STATE BANK — 2022
What CHAMBERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,782,000 | 78,174,000 | 75,087,000 | 73,846,000 |
| Total loans | 53,314,000 | 52,400,000 | 55,662,000 | 56,919,000 |
| Allowance for loan losses | 558,000 | 582,000 | 582,000 | 582,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,078,000 | 2,827,000 | 3,077,000 | 3,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,629,000 | 60,802,000 | 57,290,000 | 53,694,000 |
| Interest-bearing deposits | 39,675,000 | 39,252,000 | 37,000,000 | 33,125,000 |
| Noninterest-bearing deposits | 19,954,000 | 21,550,000 | 20,290,000 | 20,569,000 |
| Equity capital | 16,779,000 | 17,051,000 | 17,355,000 | 17,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,422,000 | 2,263,000 | 3,128,000 |
| Interest expense | 67,000 | 139,000 | 179,000 | 239,000 |
| Net interest income | 615,000 | 1,283,000 | 2,084,000 | 2,889,000 |
| Noninterest income | 39,000 | 87,000 | 134,000 | 210,000 |
| Noninterest expense | 375,000 | 726,000 | 1,068,000 | 1,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 644,000 | 1,150,000 | 1,273,000 |
| Income tax | -8,000 | 85,000 | 287,000 | 272,000 |
| Net income | 287,000 | 559,000 | 863,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,779,000 | 17,051,000 | 17,355,000 | 17,493,000 |