Call reports 2021
CHAMBERS STATE BANK — 2021
What CHAMBERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 71,957,000 | 69,992,000 | 67,577,000 | 71,349,000 |
| Total loans | 56,823,000 | 56,599,000 | 58,404,000 | 55,274,000 |
| Allowance for loan losses | 519,000 | 520,000 | 532,000 | 537,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 105,000 | 364,000 | 364,000 | 363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,735,000 | 52,425,000 | 49,628,000 | 53,446,000 |
| Interest-bearing deposits | 38,214,000 | 37,071,000 | 36,233,000 | 37,436,000 |
| Noninterest-bearing deposits | 16,521,000 | 15,354,000 | 13,395,000 | 16,010,000 |
| Equity capital | 16,926,000 | 17,261,000 | 17,499,000 | 17,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,542,000 | 2,282,000 | 3,027,000 |
| Interest expense | 68,000 | 135,000 | 198,000 | 265,000 |
| Net interest income | 746,000 | 1,407,000 | 2,084,000 | 2,762,000 |
| Noninterest income | 334,000 | 490,000 | 519,000 | 635,000 |
| Noninterest expense | 311,000 | 699,000 | 967,000 | 1,651,000 |
| Provision for loan losses | 0 | 33,000 | 33,000 | 39,000 |
| Pretax income | 769,000 | 1,165,000 | 1,603,000 | 1,707,000 |
| Income tax | 59,000 | 120,000 | 320,000 | 431,000 |
| Net income | 710,000 | 1,045,000 | 1,283,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,926,000 | 17,261,000 | 17,499,000 | 17,492,000 |
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