Call reports 2018
CHAMBERS STATE BANK — 2018
What CHAMBERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,604,000 | 61,649,000 | 59,568,000 | 57,630,000 |
| Total loans | 41,438,000 | 43,895,000 | 44,895,000 | 45,408,000 |
| Allowance for loan losses | 427,000 | 427,000 | 427,000 | 427,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 209,000 | 209,000 | 208,000 | 204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,085,000 | 42,929,000 | 40,424,000 | 40,025,000 |
| Interest-bearing deposits | 31,971,000 | 31,201,000 | 29,624,000 | 28,056,000 |
| Noninterest-bearing deposits | 12,114,000 | 11,728,000 | 10,800,000 | 11,969,000 |
| Equity capital | 16,656,000 | 16,986,000 | 17,195,000 | 17,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,234,000 | 1,874,000 | 2,498,000 |
| Interest expense | 44,000 | 87,000 | 150,000 | 215,000 |
| Net interest income | 572,000 | 1,147,000 | 1,724,000 | 2,283,000 |
| Noninterest income | 53,000 | 93,000 | 111,000 | 207,000 |
| Noninterest expense | 234,000 | 504,000 | 700,000 | 1,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 736,000 | 1,135,000 | 1,143,000 |
| Income tax | 24,000 | 39,000 | 229,000 | 266,000 |
| Net income | 367,000 | 697,000 | 906,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,656,000 | 16,986,000 | 17,195,000 | 17,166,000 |
| Total capital | 17,083,000 | 17,413,000 | 17,622,000 | 17,593,000 |
| Risk-weighted assets | 45,673,000 | 47,864,000 | 46,016,000 | 46,041,000 |