Call reports 2017
CHAMBERS STATE BANK — 2017
What CHAMBERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,279,000 | 59,927,000 | 61,559,000 | 61,357,000 |
| Total loans | 38,134,000 | 42,080,000 | 43,651,000 | 43,633,000 |
| Allowance for loan losses | 427,000 | 427,000 | 427,000 | 427,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 211,000 | 210,000 | 210,000 | 210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,033,000 | 42,807,000 | 43,977,000 | 43,897,000 |
| Interest-bearing deposits | 29,178,000 | 30,122,000 | 32,832,000 | 32,164,000 |
| Noninterest-bearing deposits | 14,855,000 | 12,685,000 | 11,145,000 | 11,733,000 |
| Equity capital | 15,767,000 | 16,045,000 | 16,263,000 | 16,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,126,000 | 1,750,000 | 2,374,000 |
| Interest expense | 23,000 | 46,000 | 72,000 | 113,000 |
| Net interest income | 470,000 | 1,080,000 | 1,678,000 | 2,261,000 |
| Noninterest income | 28,000 | 55,000 | 81,000 | 189,000 |
| Noninterest expense | 231,000 | 499,000 | 729,000 | 1,311,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 636,000 | 1,030,000 | 1,139,000 |
| Income tax | 51,000 | 142,000 | 318,000 | 401,000 |
| Net income | 216,000 | 494,000 | 712,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,767,000 | 16,045,000 | 16,263,000 | 16,289,000 |
| Total capital | 16,194,000 | 16,472,000 | 16,690,000 | 16,716,000 |
| Risk-weighted assets | 42,132,000 | 45,975,000 | 47,717,000 | 47,550,000 |