Call reports 2005
CHAMBERS STATE BANK — 2005
What CHAMBERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,894,000 | 25,421,000 | 25,593,000 | 26,695,000 |
| Total loans | 15,242,000 | 15,841,000 | 17,133,000 | 15,591,000 |
| Allowance for loan losses | 276,000 | 277,000 | 277,000 | 274,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,858,000 | 2,055,000 | 1,953,000 | 1,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,152,000 | 17,550,000 | 17,202,000 | 18,800,000 |
| Interest-bearing deposits | 15,040,000 | 14,703,000 | 14,021,000 | 14,835,000 |
| Noninterest-bearing deposits | 3,112,000 | 2,847,000 | 3,181,000 | 3,965,000 |
| Equity capital | 7,513,000 | 7,701,000 | 7,805,000 | 7,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 727,000 | 1,105,000 | 1,454,000 |
| Interest expense | 56,000 | 114,000 | 178,000 | 252,000 |
| Net interest income | 311,000 | 613,000 | 927,000 | 1,202,000 |
| Noninterest income | 21,000 | 41,000 | 49,000 | 99,000 |
| Noninterest expense | 115,000 | 231,000 | 343,000 | 777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 423,000 | 633,000 | 524,000 |
| Income tax | 49,000 | 67,000 | 173,000 | 186,000 |
| Net income | 168,000 | 356,000 | 460,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,513,000 | 7,701,000 | 7,805,000 | 7,683,000 |
| Total capital | 7,730,000 | 7,925,000 | 8,043,000 | 7,908,000 |
| Risk-weighted assets | 17,369,000 | 17,833,000 | 18,970,000 | 17,980,000 |
Machine access — free, no API key
Every figure shown here about CHAMBERS STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.