Call reports 2020
TWIN RIVER BANK — 2020
What TWIN RIVER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,385,000 | 121,183,000 | 121,281,000 | 119,205,000 |
| Total loans | 63,827,000 | 70,706,000 | 71,155,000 | 72,042,000 |
| Allowance for loan losses | 626,000 | 606,000 | 609,000 | 584,000 |
| Securities available for sale | 1,405,000 | 2,004,000 | 2,003,000 | 3,001,000 |
| Securities held to maturity | 1,102,000 | 1,102,000 | 1,102,000 | 122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,558,000 | 110,843,000 | 110,735,000 | 108,403,000 |
| Interest-bearing deposits | 70,503,000 | 77,045,000 | 78,743,000 | 79,754,000 |
| Noninterest-bearing deposits | 22,055,000 | 33,799,000 | 31,992,000 | 28,649,000 |
| Equity capital | 9,685,000 | 10,184,000 | 10,369,000 | 10,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,906,000 | 4,081,000 | 5,320,000 |
| Interest expense | 97,000 | 168,000 | 230,000 | 286,000 |
| Net interest income | 1,221,000 | 2,738,000 | 3,851,000 | 5,034,000 |
| Noninterest income | 43,000 | 85,000 | 145,000 | 193,000 |
| Noninterest expense | 691,000 | 1,435,000 | 2,145,000 | 2,994,000 |
| Provision for loan losses | 2,000 | -17,000 | -15,000 | -40,000 |
| Pretax income | 571,000 | 1,405,000 | 1,866,000 | 2,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 571,000 | 1,405,000 | 1,866,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,681,000 | 10,180,000 | 10,366,000 | 10,696,000 |
| Total capital | 10,331,000 | 10,809,000 | 10,997,000 | 11,334,000 |
| Risk-weighted assets | 63,555,000 | 62,511,000 | 63,520,000 | 65,337,000 |