Call reports 2019
TWIN RIVER BANK — 2019
What TWIN RIVER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,879,000 | 99,972,000 | 103,007,000 | 105,837,000 |
| Total loans | 57,249,000 | 58,819,000 | 63,373,000 | 62,724,000 |
| Allowance for loan losses | 570,000 | 585,000 | 603,000 | 624,000 |
| Securities available for sale | 1,395,000 | 1,397,000 | 1,398,000 | 1,402,000 |
| Securities held to maturity | 2,102,000 | 2,082,000 | 2,177,000 | 2,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,264,000 | 91,182,000 | 93,859,000 | 96,332,000 |
| Interest-bearing deposits | 71,466,000 | 69,642,000 | 71,193,000 | 72,358,000 |
| Noninterest-bearing deposits | 22,798,000 | 21,541,000 | 22,665,000 | 23,974,000 |
| Equity capital | 8,500,000 | 8,635,000 | 8,945,000 | 9,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,419,000 | 3,728,000 | 5,014,000 |
| Interest expense | 98,000 | 207,000 | 328,000 | 436,000 |
| Net interest income | 1,034,000 | 2,212,000 | 3,400,000 | 4,578,000 |
| Noninterest income | 42,000 | 84,000 | 131,000 | 179,000 |
| Noninterest expense | 640,000 | 1,317,000 | 1,998,000 | 2,696,000 |
| Provision for loan losses | 22,000 | 37,000 | 55,000 | 76,000 |
| Pretax income | 414,000 | 942,000 | 1,476,000 | 1,985,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 942,000 | 1,476,000 | 1,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,506,000 | 8,638,000 | 8,947,000 | 9,383,000 |
| Total capital | 9,091,000 | 9,243,000 | 9,574,000 | 10,027,000 |
| Risk-weighted assets | 57,955,000 | 58,771,000 | 62,777,000 | 62,621,000 |