Call reports 2018
TWIN RIVER BANK — 2018
What TWIN RIVER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,191,000 | 101,276,000 | 101,657,000 | 100,062,000 |
| Total loans | 49,544,000 | 48,764,000 | 53,963,000 | 54,964,000 |
| Allowance for loan losses | 495,000 | 487,000 | 523,000 | 548,000 |
| Securities available for sale | 2,407,000 | 2,382,000 | 2,385,000 | 2,387,000 |
| Securities held to maturity | 1,078,000 | 1,078,000 | 1,153,000 | 1,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,416,000 | 93,352,000 | 93,462,000 | 91,610,000 |
| Interest-bearing deposits | 73,687,000 | 71,505,000 | 70,803,000 | 70,260,000 |
| Noninterest-bearing deposits | 20,729,000 | 21,848,000 | 22,659,000 | 21,350,000 |
| Equity capital | 7,670,000 | 7,810,000 | 8,026,000 | 8,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,863,000 | 2,907,000 | 3,976,000 |
| Interest expense | 50,000 | 103,000 | 167,000 | 243,000 |
| Net interest income | 837,000 | 1,760,000 | 2,740,000 | 3,733,000 |
| Noninterest income | 48,000 | 95,000 | 141,000 | 186,000 |
| Noninterest expense | 598,000 | 1,232,000 | 1,851,000 | 2,500,000 |
| Provision for loan losses | 0 | -8,000 | 28,000 | 53,000 |
| Pretax income | 287,000 | 631,000 | 1,002,000 | 1,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 631,000 | 1,002,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,690,000 | 7,828,000 | 8,042,000 | 8,339,000 |
| Total capital | 8,203,000 | 8,335,000 | 8,579,000 | 8,899,000 |
| Risk-weighted assets | 49,411,000 | 49,892,000 | 55,343,000 | 56,108,000 |