Call reports 2016
TWIN RIVER BANK — 2016
What TWIN RIVER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,307,000 | 95,457,000 | 101,942,000 | 98,941,000 |
| Total loans | 47,302,000 | 46,792,000 | 48,222,000 | 49,791,000 |
| Allowance for loan losses | 488,000 | 488,000 | 502,000 | 515,000 |
| Securities available for sale | 1,423,000 | 1,428,000 | 1,425,000 | 1,420,000 |
| Securities held to maturity | 1,999,000 | 1,999,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,303,000 | 88,421,000 | 94,838,000 | 91,731,000 |
| Interest-bearing deposits | 70,353,000 | 68,050,000 | 71,099,000 | 71,927,000 |
| Noninterest-bearing deposits | 21,950,000 | 20,371,000 | 23,739,000 | 19,804,000 |
| Equity capital | 6,940,000 | 6,958,000 | 7,000,000 | 7,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,514,000 | 2,295,000 | 3,121,000 |
| Interest expense | 47,000 | 94,000 | 143,000 | 196,000 |
| Net interest income | 702,000 | 1,420,000 | 2,152,000 | 2,925,000 |
| Noninterest income | 58,000 | 102,000 | 127,000 | 168,000 |
| Noninterest expense | 578,000 | 1,174,000 | 1,783,000 | 2,377,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 27,000 |
| Pretax income | 182,000 | 348,000 | 482,000 | 689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 348,000 | 482,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,944,000 | 6,957,000 | 7,002,000 | 7,133,000 |
| Total capital | 7,432,000 | 7,445,000 | 7,504,000 | 7,648,000 |
| Risk-weighted assets | 45,565,000 | 45,263,000 | 46,214,000 | 47,666,000 |