Call reports 2008
TWIN RIVER BANK — 2008
What TWIN RIVER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,763,000 | 52,962,000 | 53,185,000 | 52,157,000 |
| Total loans | 34,229,000 | 35,171,000 | 37,069,000 | 37,922,000 |
| Allowance for loan losses | 341,000 | 348,000 | 379,000 | 384,000 |
| Securities available for sale | 9,035,000 | 5,820,000 | 3,604,000 | 2,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,625,000 | 47,012,000 | 47,234,000 | 45,871,000 |
| Interest-bearing deposits | 46,445,000 | 38,649,000 | 38,617,000 | 37,502,000 |
| Noninterest-bearing deposits | 7,180,000 | 8,363,000 | 8,618,000 | 8,369,000 |
| Equity capital | 6,016,000 | 5,845,000 | 5,853,000 | 5,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,656,000 | 2,402,000 | 3,104,000 |
| Interest expense | 229,000 | 420,000 | 575,000 | 713,000 |
| Net interest income | 610,000 | 1,236,000 | 1,827,000 | 2,391,000 |
| Noninterest income | 48,000 | 101,000 | 152,000 | 204,000 |
| Noninterest expense | 515,000 | 1,052,000 | 1,603,000 | 2,135,000 |
| Provision for loan losses | 18,000 | 25,000 | 57,000 | 62,000 |
| Pretax income | 173,000 | 350,000 | 414,000 | 493,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 173,000 | 350,000 | 414,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,730,000 | 5,791,000 | 5,790,000 | 5,795,000 |
| Total capital | 6,071,000 | 6,139,000 | 6,169,000 | 6,179,000 |
| Risk-weighted assets | 39,507,000 | 37,408,000 | 38,002,000 | 38,461,000 |
Machine access — free, no API key
Every figure shown here about TWIN RIVER BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.