Call reports 2005
TWIN RIVER BANK — 2005
What TWIN RIVER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 52,337,000 | 52,328,000 | 53,651,000 | 53,332,000 |
| Total loans | 29,165,000 | 30,259,000 | 29,059,000 | 29,762,000 |
| Allowance for loan losses | 299,000 | 295,000 | 325,000 | 316,000 |
| Securities available for sale | 5,945,000 | 4,943,000 | 4,444,000 | 5,686,000 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,850,000 | 47,663,000 | 48,821,000 | 48,363,000 |
| Interest-bearing deposits | 40,149,000 | 41,096,000 | 41,520,000 | 40,403,000 |
| Noninterest-bearing deposits | 7,701,000 | 6,567,000 | 7,301,000 | 7,961,000 |
| Equity capital | 4,264,000 | 4,386,000 | 4,489,000 | 4,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,301,000 | 2,007,000 | 2,763,000 |
| Interest expense | 132,000 | 288,000 | 459,000 | 665,000 |
| Net interest income | 482,000 | 1,013,000 | 1,548,000 | 2,098,000 |
| Noninterest income | 56,000 | 108,000 | 167,000 | 215,000 |
| Noninterest expense | 396,000 | 804,000 | 1,202,000 | 1,619,000 |
| Provision for loan losses | 2,000 | 7,000 | 37,000 | 84,000 |
| Pretax income | 140,000 | 310,000 | 476,000 | 610,000 |
| Income tax | 63,000 | 117,000 | 179,000 | 227,000 |
| Net income | 77,000 | 193,000 | 297,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,295,000 | 4,410,000 | 4,515,000 | 4,529,000 |
| Total capital | 4,594,000 | 4,705,000 | 4,840,000 | 4,845,000 |
| Risk-weighted assets | 32,530,000 | 33,442,000 | 33,150,000 | 33,705,000 |
Machine access — free, no API key
Every figure shown here about TWIN RIVER BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.