Call reports 2016
CREWS BANK & TRUST — 2016
What CREWS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 633,474,000 | 636,428,000 | 647,090,000 | 638,500,000 |
| Total loans | 432,333,000 | 441,400,000 | 457,519,000 | 465,998,000 |
| Allowance for loan losses | 7,866,000 | 8,084,000 | 8,139,000 | 8,019,000 |
| Securities available for sale | 56,907,000 | 68,698,000 | 73,755,000 | 68,806,000 |
| Securities held to maturity | 80,672,000 | 76,938,000 | 68,558,000 | 67,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 548,643,000 | 547,873,000 | 555,849,000 | 556,432,000 |
| Interest-bearing deposits | 436,895,000 | 437,197,000 | 433,273,000 | 429,022,000 |
| Noninterest-bearing deposits | 111,748,000 | 110,676,000 | 122,576,000 | 127,410,000 |
| Equity capital | 69,712,000 | 73,176,000 | 76,612,000 | 67,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,946,000 | 14,205,000 | 21,350,000 | 28,900,000 |
| Interest expense | 514,000 | 1,097,000 | 1,677,000 | 2,302,000 |
| Net interest income | 6,432,000 | 13,108,000 | 19,673,000 | 26,598,000 |
| Noninterest income | 870,000 | 1,427,000 | 2,224,000 | 2,589,000 |
| Noninterest expense | 3,696,000 | 7,334,000 | 11,144,000 | 15,261,000 |
| Provision for loan losses | 202,000 | 505,000 | 609,000 | 641,000 |
| Pretax income | 3,442,000 | 6,787,000 | 10,253,000 | 13,276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,442,000 | 6,787,000 | 10,253,000 | 13,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,241,000 | 71,586,000 | 75,052,000 | 68,075,000 |
| Total capital | 73,663,000 | 77,112,000 | 80,768,000 | 73,813,000 |
| Risk-weighted assets | 431,353,000 | 439,505,000 | 454,903,000 | 456,724,000 |