Call reports 2015
CREWS BANK & TRUST — 2015
What CREWS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 604,123,000 | 610,731,000 | 606,578,000 | 622,532,000 |
| Total loans | 400,976,000 | 410,345,000 | 418,553,000 | 430,402,000 |
| Allowance for loan losses | 8,797,000 | 7,837,000 | 8,077,000 | 7,947,000 |
| Securities available for sale | 57,779,000 | 59,242,000 | 51,315,000 | 55,766,000 |
| Securities held to maturity | 89,504,000 | 86,844,000 | 84,834,000 | 85,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,312,000 | 528,420,000 | 520,430,000 | 541,629,000 |
| Interest-bearing deposits | 433,388,000 | 434,446,000 | 421,760,000 | 437,837,000 |
| Noninterest-bearing deposits | 89,924,000 | 93,974,000 | 98,670,000 | 103,792,000 |
| Equity capital | 64,713,000 | 66,847,000 | 70,051,000 | 66,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,685,000 | 13,544,000 | 20,560,000 | 27,596,000 |
| Interest expense | 578,000 | 1,218,000 | 1,840,000 | 2,508,000 |
| Net interest income | 6,107,000 | 12,326,000 | 18,720,000 | 25,088,000 |
| Noninterest income | 677,000 | 1,278,000 | 1,916,000 | 2,698,000 |
| Noninterest expense | 3,585,000 | 7,130,000 | 10,961,000 | 15,112,000 |
| Provision for loan losses | 426,000 | 877,000 | 1,181,000 | 1,185,000 |
| Pretax income | 2,777,000 | 5,606,000 | 8,479,000 | 11,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,777,000 | 5,606,000 | 8,479,000 | 11,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,099,000 | 65,928,000 | 68,801,000 | 64,799,000 |
| Total capital | 68,384,000 | 71,232,000 | 74,108,000 | 70,195,000 |
| Risk-weighted assets | 419,360,000 | 421,747,000 | 421,865,000 | 429,155,000 |