Call reports 2019
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS — 2019
What FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 176,844,000 | 182,672,000 | 172,553,000 |
| Total loans | 125,383,000 | 122,579,000 | 117,449,000 |
| Allowance for loan losses | 1,472,000 | 1,360,000 | 1,156,000 |
| Securities available for sale | 25,711,000 | 25,411,000 | 24,488,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 150,385,000 | 156,326,000 | 146,035,000 |
| Interest-bearing deposits | 129,394,000 | 137,949,000 | 126,878,000 |
| Noninterest-bearing deposits | 20,991,000 | 18,377,000 | 19,157,000 |
| Equity capital | 26,117,000 | 25,961,000 | 26,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,735,000 | 3,481,000 | 5,248,000 |
| Interest expense | 283,000 | 584,000 | 902,000 |
| Net interest income | 1,452,000 | 2,897,000 | 4,346,000 |
| Noninterest income | 34,000 | 116,000 | 180,000 |
| Noninterest expense | 850,000 | 1,719,000 | 2,630,000 |
| Provision for loan losses | 14,000 | -86,000 | -261,000 |
| Pretax income | 622,000 | 1,380,000 | 2,157,000 |
| Income tax | 9,000 | 18,000 | 27,000 |
| Net income | 613,000 | 1,362,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 23,778,000 | 23,258,000 | 23,245,000 |
| Total capital | 25,243,000 | 24,618,000 | 24,401,000 |
| Risk-weighted assets | 121,272,000 | 117,514,000 | 113,226,000 |