Call reports 2012
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS — 2012
What FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,967,000 | 157,757,000 | 165,221,000 | 188,661,000 |
| Total loans | 87,077,000 | 91,832,000 | 93,102,000 | 104,421,000 |
| Allowance for loan losses | 670,000 | 680,000 | 747,000 | 724,000 |
| Securities available for sale | 50,115,000 | 53,643,000 | 58,598,000 | 60,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,096,000 | 136,043,000 | 142,257,000 | 165,794,000 |
| Interest-bearing deposits | 114,831,000 | 121,819,000 | 101,827,000 | 122,785,000 |
| Noninterest-bearing deposits | 14,265,000 | 14,224,000 | 40,430,000 | 43,009,000 |
| Equity capital | 17,519,000 | 18,187,000 | 19,006,000 | 19,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,300,000 | 4,800,000 | 6,768,000 |
| Interest expense | 494,000 | 829,000 | 1,180,000 | 1,600,000 |
| Net interest income | 1,141,000 | 2,471,000 | 3,620,000 | 5,168,000 |
| Noninterest income | 130,000 | 361,000 | 754,000 | 612,000 |
| Noninterest expense | 649,000 | 1,359,000 | 2,061,000 | 2,799,000 |
| Provision for loan losses | 26,000 | 31,000 | 74,000 | 54,000 |
| Pretax income | 606,000 | 1,452,000 | 2,249,000 | 2,937,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 40,000 |
| Net income | 597,000 | 1,434,000 | 2,222,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,330,000 | 13,768,000 | 14,284,000 | 14,994,000 |
| Total capital | 14,000,000 | 14,448,000 | 15,031,000 | 15,718,000 |
| Risk-weighted assets | 91,570,000 | 96,612,000 | 99,021,000 | 110,585,000 |