Call reports 2011
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS — 2011
What FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,254,000 | 136,066,000 | 146,374,000 | 164,082,000 |
| Total loans | 80,284,000 | 81,257,000 | 83,915,000 | 88,917,000 |
| Allowance for loan losses | 640,000 | 600,000 | 633,000 | 648,000 |
| Securities available for sale | 38,498,000 | 40,710,000 | 46,077,000 | 50,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,566,000 | 117,364,000 | 126,420,000 | 143,479,000 |
| Interest-bearing deposits | 100,735,000 | 105,379,000 | 113,024,000 | 129,361,000 |
| Noninterest-bearing deposits | 11,831,000 | 11,985,000 | 13,396,000 | 14,118,000 |
| Equity capital | 14,601,000 | 15,288,000 | 16,364,000 | 17,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,067,000 | 4,633,000 | 6,304,000 |
| Interest expense | 392,000 | 761,000 | 1,149,000 | 1,531,000 |
| Net interest income | 1,128,000 | 2,306,000 | 3,484,000 | 4,773,000 |
| Noninterest income | 127,000 | 263,000 | 402,000 | 551,000 |
| Noninterest expense | 608,000 | 1,262,000 | 1,843,000 | 2,547,000 |
| Provision for loan losses | 0 | 10,000 | 54,000 | 79,000 |
| Pretax income | 647,000 | 1,297,000 | 1,989,000 | 2,698,000 |
| Income tax | 14,000 | 23,000 | 30,000 | 33,000 |
| Net income | 633,000 | 1,274,000 | 1,959,000 | 2,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,595,000 | 11,832,000 | 12,294,000 | 13,037,000 |
| Total capital | 12,235,000 | 12,432,000 | 12,927,000 | 13,685,000 |
| Risk-weighted assets | 82,608,000 | 84,049,000 | 88,512,000 | 94,747,000 |