Call reports 2003
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS — 2003
What FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,952,000 | 60,988,000 | 58,551,000 | 60,730,000 |
| Total loans | 28,010,000 | 26,809,000 | 26,789,000 | 26,718,000 |
| Allowance for loan losses | 392,000 | 393,000 | 381,000 | 378,000 |
| Securities available for sale | 25,137,000 | 25,773,000 | 26,877,000 | 27,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,344,000 | 48,387,000 | 46,438,000 | 48,515,000 |
| Interest-bearing deposits | 43,733,000 | 45,238,000 | 43,275,000 | 44,647,000 |
| Noninterest-bearing deposits | 3,611,000 | 3,149,000 | 3,163,000 | 3,868,000 |
| Equity capital | 11,346,000 | 11,312,000 | 10,844,000 | 10,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,558,000 | 2,283,000 | 2,991,000 |
| Interest expense | 277,000 | 547,000 | 806,000 | 1,058,000 |
| Net interest income | 508,000 | 1,011,000 | 1,477,000 | 1,933,000 |
| Noninterest income | 25,000 | 62,000 | 91,000 | 117,000 |
| Noninterest expense | 240,000 | 460,000 | 694,000 | 941,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 293,000 | 613,000 | 874,000 | 1,105,000 |
| Income tax | -5,000 | 2,000 | -8,000 | -14,000 |
| Net income | 298,000 | 611,000 | 882,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,622,000 | 10,266,000 | 10,217,000 | 10,454,000 |
| Total capital | 11,014,000 | 10,659,000 | 10,598,000 | 10,832,000 |
| Risk-weighted assets | 32,749,000 | 31,973,000 | 31,910,000 | 32,427,000 |
Machine access — free, no API key
Every figure shown here about FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.