Call reports 2002
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS — 2002
What FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,849,000 | 53,863,000 | 56,640,000 | 58,432,000 |
| Total loans | 27,941,000 | 27,872,000 | 27,978,000 | 28,164,000 |
| Allowance for loan losses | 395,000 | 395,000 | 394,000 | 394,000 |
| Securities available for sale | 20,162,000 | 20,646,000 | 21,975,000 | 24,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,439,000 | 42,947,000 | 44,999,000 | 46,501,000 |
| Interest-bearing deposits | 40,342,000 | 40,056,000 | 42,150,000 | 43,172,000 |
| Noninterest-bearing deposits | 3,097,000 | 2,891,000 | 2,849,000 | 3,329,000 |
| Equity capital | 10,129,000 | 10,597,000 | 11,322,000 | 11,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,601,000 | 2,417,000 | 3,226,000 |
| Interest expense | 322,000 | 621,000 | 926,000 | 1,226,000 |
| Net interest income | 474,000 | 980,000 | 1,491,000 | 2,000,000 |
| Noninterest income | 22,000 | 55,000 | 83,000 | 108,000 |
| Noninterest expense | 242,000 | 461,000 | 686,000 | 929,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 630,000 | 944,000 | 1,235,000 |
| Income tax | 3,000 | 10,000 | 15,000 | 15,000 |
| Net income | 288,000 | 620,000 | 929,000 | 1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,224,000 | 10,288,000 | 10,472,000 | 10,763,000 |
| Total capital | 10,617,000 | 10,678,000 | 10,866,000 | 11,157,000 |
| Risk-weighted assets | 31,430,000 | 31,200,000 | 32,113,000 | 32,489,000 |
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