Call reports 2026
BEARDSTOWN SAVINGS, S.B. — 2026
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 78,898,000 | 79,471,000 |
| Total loans | 41,936,000 | 42,478,000 |
| Allowance for loan losses | 264,000 | 263,000 |
| Securities available for sale | 28,269,000 | 30,374,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 59,836,000 | 60,824,000 |
| Interest-bearing deposits | 58,406,000 | 59,585,000 |
| Noninterest-bearing deposits | 1,430,000 | 1,239,000 |
| Equity capital | 7,265,000 | 7,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 990,000 | 2,018,000 |
| Interest expense | 325,000 | 668,000 |
| Net interest income | 665,000 | 1,350,000 |
| Noninterest income | 46,000 | 92,000 |
| Noninterest expense | 547,000 | 1,116,000 |
| Provision for loan losses | 0 | -3,000 |
| Pretax income | 150,000 | 315,000 |
| Income tax | 0 | 37,000 |
| Net income | 150,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,287,000 | 8,416,000 |
| Total capital | 8,558,000 | 8,686,000 |
| Risk-weighted assets | 41,656,000 | 41,921,000 |