Call reports 2024
BEARDSTOWN SAVINGS, S.B. — 2024
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 67,007,000 | 65,916,000 | 69,178,000 | 70,943,000 |
| Total loans | 39,873,000 | 39,887,000 | 40,305,000 | 41,194,000 |
| Allowance for loan losses | 462,000 | 474,000 | 423,000 | 418,000 |
| Securities available for sale | 21,980,000 | 21,569,000 | 23,944,000 | 23,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,818,000 | 52,361,000 | 50,435,000 | 53,393,000 |
| Interest-bearing deposits | 52,560,000 | 51,151,000 | 49,415,000 | 52,666,000 |
| Noninterest-bearing deposits | 1,258,000 | 1,210,000 | 1,020,000 | 727,000 |
| Equity capital | 5,843,000 | 5,841,000 | 6,332,000 | 5,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,528,000 | 2,317,000 | 3,150,000 |
| Interest expense | 283,000 | 560,000 | 861,000 | 1,187,000 |
| Net interest income | 469,000 | 968,000 | 1,456,000 | 1,963,000 |
| Noninterest income | 46,000 | 100,000 | 158,000 | 210,000 |
| Noninterest expense | 482,000 | 925,000 | 1,398,000 | 1,885,000 |
| Provision for loan losses | 8,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 27,000 | 130,000 | 195,000 | 265,000 |
| Income tax | 0 | 3,000 | 5,000 | 6,000 |
| Net income | 27,000 | 127,000 | 190,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,367,000 | 7,466,000 | 7,528,000 | 7,598,000 |
| Total capital | 7,829,000 | 7,932,000 | 7,958,000 | 8,023,000 |
| Risk-weighted assets | 37,382,000 | 37,283,000 | 38,831,000 | 40,218,000 |