Call reports 2021
BEARDSTOWN SAVINGS, S.B. — 2021
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 67,684,000 | 68,764,000 | 68,300,000 | 68,711,000 |
| Total loans | 39,973,000 | 40,501,000 | 39,079,000 | 38,535,000 |
| Allowance for loan losses | 375,000 | 404,000 | 338,000 | 332,000 |
| Securities available for sale | 16,045,000 | 18,494,000 | 17,137,000 | 18,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,035,000 | 51,848,000 | 51,320,000 | 51,873,000 |
| Interest-bearing deposits | 50,879,000 | 50,765,000 | 50,541,000 | 50,959,000 |
| Noninterest-bearing deposits | 1,156,000 | 1,083,000 | 779,000 | 914,000 |
| Equity capital | 6,769,000 | 6,991,000 | 7,056,000 | 7,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,266,000 | 1,856,000 | 2,437,000 |
| Interest expense | 118,000 | 225,000 | 314,000 | 401,000 |
| Net interest income | 488,000 | 1,041,000 | 1,542,000 | 2,036,000 |
| Noninterest income | 36,000 | 139,000 | 189,000 | 239,000 |
| Noninterest expense | 439,000 | 881,000 | 1,331,000 | 1,783,000 |
| Provision for loan losses | 21,000 | 36,000 | 36,000 | 51,000 |
| Pretax income | 63,000 | 262,000 | 372,000 | 449,000 |
| Income tax | 11,000 | 58,000 | 78,000 | 91,000 |
| Net income | 52,000 | 204,000 | 294,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,600,000 | 6,751,000 | 6,841,000 | 6,905,000 |
| Total capital | 6,975,000 | 7,155,000 | 7,179,000 | 7,237,000 |
| Risk-weighted assets | 38,212,000 | 37,671,000 | 37,713,000 | 37,027,000 |