Call reports 2018
BEARDSTOWN SAVINGS, S.B. — 2018
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 51,886,000 | 50,357,000 | 50,751,000 | 52,035,000 |
| Total loans | 35,119,000 | 34,873,000 | 35,250,000 | 37,372,000 |
| Allowance for loan losses | 342,000 | 354,000 | 360,000 | 358,000 |
| Securities available for sale | 10,535,000 | 10,833,000 | 10,169,000 | 9,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,167,000 | 38,501,000 | 37,743,000 | 37,952,000 |
| Interest-bearing deposits | 39,712,000 | 37,720,000 | 36,956,000 | 37,272,000 |
| Noninterest-bearing deposits | 1,455,000 | 781,000 | 787,000 | 680,000 |
| Equity capital | 5,507,000 | 5,556,000 | 5,543,000 | 5,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,084,000 | 1,624,000 | 2,177,000 |
| Interest expense | 99,000 | 198,000 | 305,000 | 417,000 |
| Net interest income | 431,000 | 886,000 | 1,319,000 | 1,760,000 |
| Noninterest income | 49,000 | 78,000 | 111,000 | 155,000 |
| Noninterest expense | 393,000 | 788,000 | 1,169,000 | 1,482,000 |
| Provision for loan losses | 13,000 | 33,000 | 53,000 | 72,000 |
| Pretax income | 76,000 | 145,000 | 210,000 | 363,000 |
| Income tax | 17,000 | 24,000 | 35,000 | 72,000 |
| Net income | 59,000 | 121,000 | 175,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,583,000 | 5,635,000 | 5,653,000 | 5,857,000 |
| Total capital | 5,925,000 | 5,989,000 | 6,013,000 | 6,215,000 |
| Risk-weighted assets | 29,436,000 | 29,804,000 | 30,960,000 | 32,461,000 |