Call reports 2017
BEARDSTOWN SAVINGS, S.B. — 2017
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,882,000 | 50,301,000 | 49,153,000 | 49,632,000 |
| Total loans | 32,151,000 | 32,585,000 | 32,660,000 | 33,397,000 |
| Allowance for loan losses | 365,000 | 357,000 | 349,000 | 345,000 |
| Securities available for sale | 12,799,000 | 12,466,000 | 11,933,000 | 11,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,141,000 | 39,099,000 | 37,812,000 | 38,444,000 |
| Interest-bearing deposits | 38,331,000 | 38,067,000 | 37,216,000 | 37,514,000 |
| Noninterest-bearing deposits | 810,000 | 1,032,000 | 596,000 | 930,000 |
| Equity capital | 5,400,000 | 5,529,000 | 5,584,000 | 5,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,028,000 | 1,552,000 | 2,063,000 |
| Interest expense | 93,000 | 191,000 | 291,000 | 389,000 |
| Net interest income | 419,000 | 837,000 | 1,261,000 | 1,674,000 |
| Noninterest income | 24,000 | 46,000 | 73,000 | 112,000 |
| Noninterest expense | 382,000 | 775,000 | 1,138,000 | 1,537,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 47,000 |
| Pretax income | 55,000 | 113,000 | 211,000 | 251,000 |
| Income tax | 11,000 | 23,000 | 49,000 | 59,000 |
| Net income | 44,000 | 90,000 | 162,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,333,000 | 5,422,000 | 5,485,000 | 5,489,000 |
| Total capital | 5,665,000 | 5,755,000 | 5,827,000 | 5,834,000 |
| Risk-weighted assets | 26,547,000 | 26,615,000 | 27,348,000 | 28,093,000 |