Call reports 2009
BEARDSTOWN SAVINGS, S.B. — 2009
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,621,000 | 46,649,000 | 45,681,000 | 44,819,000 |
| Total loans | 26,307,000 | 27,494,000 | 28,225,000 | 27,947,000 |
| Allowance for loan losses | 374,000 | 381,000 | 352,000 | 407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,361,000 | 12,408,000 | 11,585,000 | 11,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,045,000 | 41,369,000 | 40,435,000 | 39,484,000 |
| Interest-bearing deposits | 41,716,000 | 40,879,000 | 40,198,000 | 39,214,000 |
| Noninterest-bearing deposits | 329,000 | 490,000 | 237,000 | 269,000 |
| Equity capital | 5,259,000 | 4,946,000 | 4,898,000 | 4,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,208,000 | 1,782,000 | 2,359,000 |
| Interest expense | 333,000 | 632,000 | 912,000 | 1,170,000 |
| Net interest income | 282,000 | 576,000 | 870,000 | 1,189,000 |
| Noninterest income | 21,000 | -119,000 | -94,000 | -100,000 |
| Noninterest expense | 382,000 | 850,000 | 1,198,000 | 1,579,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 110,000 |
| Pretax income | -79,000 | -393,000 | -440,000 | -600,000 |
| Income tax | 0 | 0 | 0 | -230,000 |
| Net income | -79,000 | -393,000 | -440,000 | -370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,848,000 | 4,545,000 | 4,506,000 | 4,608,000 |
| Total capital | 5,140,000 | 4,834,000 | 4,795,000 | 4,896,000 |
| Risk-weighted assets | 23,241,000 | 23,061,000 | 23,033,000 | 22,887,000 |
Machine access — free, no API key
Every figure shown here about BEARDSTOWN SAVINGS, S.B. — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.