Call reports 2008
BEARDSTOWN SAVINGS, S.B. — 2008
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,147,000 | 49,572,000 | 48,118,000 | 47,075,000 |
| Total loans | 29,181,000 | 28,465,000 | 27,800,000 | 27,260,000 |
| Allowance for loan losses | 498,000 | 499,000 | 467,000 | 435,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,662,000 | 11,475,000 | 10,835,000 | 11,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,340,000 | 43,863,000 | 42,470,000 | 41,440,000 |
| Interest-bearing deposits | 44,005,000 | 43,379,000 | 42,177,000 | 41,170,000 |
| Noninterest-bearing deposits | 335,000 | 484,000 | 293,000 | 270,000 |
| Equity capital | 5,437,000 | 5,392,000 | 5,274,000 | 5,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,348,000 | 2,024,000 | 2,647,000 |
| Interest expense | 412,000 | 824,000 | 1,212,000 | 1,575,000 |
| Net interest income | 277,000 | 524,000 | 812,000 | 1,072,000 |
| Noninterest income | 29,000 | 88,000 | 102,000 | 154,000 |
| Noninterest expense | 422,000 | 774,000 | 1,192,000 | 1,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -116,000 | -162,000 | -278,000 | -329,000 |
| Income tax | 0 | 0 | 0 | -114,000 |
| Net income | -116,000 | -162,000 | -278,000 | -215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,987,000 | 4,951,000 | 4,892,000 | 4,917,000 |
| Total capital | 5,311,000 | 5,267,000 | 5,198,000 | 5,217,000 |
| Risk-weighted assets | 25,708,000 | 25,064,000 | 24,308,000 | 23,875,000 |
Machine access — free, no API key
Every figure shown here about BEARDSTOWN SAVINGS, S.B. — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.