Call reports 2007
BEARDSTOWN SAVINGS, S.B. — 2007
What BEARDSTOWN SAVINGS, S.B. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,685,000 | 49,597,000 | 45,410,000 | 46,494,000 |
| Total loans | 33,470,000 | 31,431,000 | 30,831,000 | 30,197,000 |
| Allowance for loan losses | 431,000 | 532,000 | 530,000 | 530,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,112,000 | 7,269,000 | 6,912,000 | 6,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,612,000 | 43,795,000 | 39,515,000 | 40,595,000 |
| Interest-bearing deposits | 45,244,000 | 43,305,000 | 39,196,000 | 40,329,000 |
| Noninterest-bearing deposits | 368,000 | 490,000 | 319,000 | 266,000 |
| Equity capital | 5,581,000 | 5,482,000 | 5,535,000 | 5,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,550,000 | 2,293,000 | 2,991,000 |
| Interest expense | 448,000 | 892,000 | 1,294,000 | 1,672,000 |
| Net interest income | 328,000 | 658,000 | 999,000 | 1,319,000 |
| Noninterest income | 47,000 | 85,000 | 129,000 | 165,000 |
| Noninterest expense | 332,000 | 675,000 | 1,004,000 | 1,363,000 |
| Provision for loan losses | 0 | 124,000 | 126,000 | 120,000 |
| Pretax income | 43,000 | -56,000 | -2,000 | 1,000 |
| Income tax | 9,000 | 9,000 | 9,000 | -6,000 |
| Net income | 34,000 | -65,000 | -11,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,091,000 | 5,002,000 | 5,065,000 | 5,093,000 |
| Total capital | 5,441,000 | 5,337,000 | 5,388,000 | 5,414,000 |
| Risk-weighted assets | 27,930,000 | 26,591,000 | 25,628,000 | 25,472,000 |
Machine access — free, no API key
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